Market Leading
Financial Products

We provide innovative and tailored financial products and services to pre-identified niche market segments.

Key Executives

Our company is led by a team of highly experienced and accomplished professionals who bring a wealth of expertise and industry knowledge to our organization. Our key executives and senior management team are dedicated individuals who possess a deep understanding of the financial sector and a proven track record of delivering results. They bring a diverse range of skills, including financial management, risk assessment, business development, and regulatory compliance, ensuring that our company operates with the highest standards of excellence.

1,   Mr. Akash Banjara

A Nepalese national and an entrepreneur by profession is one of the founder directors of the company. With his background in the production and trading of handicraft products, Mr. Banjara brings a wealth of experience in managing business operations, assessing market trends, and identifying opportunities for growth. With a successful track record and deep knowledge of the Nepalese market, Mr. Banjara is an asset, ensuring ethical and responsible practices in our money lending business.

2,   Mr. Bibhash Singh Subedi

Mr. Bibhash Singh Subedi, a Nepalese national and an experienced professional with a Bachelor of Science degree is the founder and one of the directors of the company. Formerly the Managing Director at Dolma Saving and Credit Ltd, a reputable financial institution in Nepal and an extensive background as a Marketing Manager for over 14 years, Mr. Subedi brings a wealth of experience into the money lending business. His knowledge of market research, branding, and promotional activities can contribute to the creation of compelling loan offerings and targeted marketing campaigns to acquire new customers. Additionally, Mr. Subedi's strong communication and interpersonal skills can assist in building rapport and trust with borrowers, enhancing customer relationships, and fostering repeat business. Overall, his marketing acumen and customer-centric approach can play a vital role in driving business growth and success in the money lending industry.

3,   Mr. DK Dahal

A highly accomplished Nepalese Entrepreneur, who possesses an impressive professional background is one of the founders and the Chairman of the company. He currently holds the position of Director at Citi Construction, based in Hong Kong. Under his visionary leadership, Citi Construction has witnessed remarkable growth, he then expanded its operations into Australia and Nepal in 2023. Citi Construction aims to deliver a range of services, including Manpower Supply, Recruitment, and Sub-contracting, specifically tailored to the construction industry. With a background in the construction industry, Mr. DK has refined his abilities in risk assessment, industry knowledge, network building, operational efficiency, and strategic partnerships. His expertise in evaluating construction projects, managing operations, and maintaining compliance can contribute to making informed lending decisions and establishing efficient processes within the money lending business. Leveraging his network and industry connections, he can identify potential borrowers and forge strategic partnerships to expand the lending business's reach.

4,   Mr. Sudesh Pandey

Dedicated and results-driven banking professional with eight years of hands-on experience in the financial industry. Proven expertise in risk management, encompassing a wide range of responsibilities in analyzing, mitigating, and strategizing risk scenarios. Adept at fostering collaborative relationships with clients, colleagues, and stakeholders to achieve sustainable financial objectives. Mr Pandey has key skills in Risk Management, Credit Analysis, Financial Modeling, Regulatory Compliance, Portfolio Management, Relationship Management, Team Leadership , and Strategic Planning. He served in three different banks (Kailash Bikas Bank, Gandaki Bikas Bank and NMB Bank) during his eight years of working period.

Organizational Structures

GURKHAS FINANCE LIMITED is an independent entity and operates as a standalone company in Hong Kong. As such, there are no parent companies, local branches, or subsidiaries related to the company. The organizational chart for GURKHAS FINANCE LIMITED would reflect a simple structure with the company at the top level, and no other entities connected under it.

Local Business Premises

GURKHAS FINANCE LIMITED operates from its local business premises situated on the Office 5, 3/F Bowring Centre, 154-164 Woosung Street, Yau Ma Tei, Kowloon, Hong Kong. Our strategically located office provides a convenient and accessible location for our valued customers. Our business premises are solely occupied by our company, and there are no other businesses sharing the same location with us. Additionally, the other businesses on our premises are not owned by the applicant, directors, partners, or staff of our company. We operate independently and maintain separate business activities. Should there be any changes in the future, we will promptly disclose and communicate such information as required. The floor plan of the premises is enclosed in Appendix- I. The detailed layout provides a visual representation of our business premises, including the distribution of office spaces, safe deposit box, reception area, meeting rooms, and other relevant facilities.

Sources of Funds
We emphasize that the primary source of funds for our business is the long-term savings from the founding members, which is comprised of shareholders' funds. In addition, we will assess the possibility of securing loans or lines of credit from banks, financial institutions, or private lenders. These funds would be used to cover specific capital needs and would be repaid with interest over time. As our business generates profits, we will reinvest a portion of those earnings into the company. This will serve as an internal source of funds to support ongoing operations, expansion initiatives, or capital investment.
Declaration of Independence and Commitment to Stakeholders
Our company takes pride in its independent status and is not associated or controlled by any other entity. We maintain full autonomy over our operations, decision-making processes, and strategic direction. This independence allows us to act in the best interests of our stakeholders, including clients, shareholders, and employees, without any external influence or conflicting agendas. We are committed to upholding the highest standards of corporate governance, transparency, and accountability, ensuring that our business remains impartial and focused on delivering value to our customers and stakeholders.
Disclaimer of Association with specified entities
Gurkhas Finance Limited's operations, objectives, and financial activities are entirely autonomous and unrelated to the entities listed below: Licensed Corporations under the Securities and Futures Ordinance, Cap. 571.Authorized Institutions as defined under the Banking Ordinance, Cap. 155.Insurance Companies. Companies listed on the Stock Exchange of Hong Kong. Property Developers.


GURKHAS FINANCE LIMITED is a newly established company that aims to obtain a money lending license to provide lending services to individuals and businesses. We have a strong foundation based on the expertise and experience of our founding team, who have a deep understanding of the financial industry and a proven track record in successfully managing lending operations. Our team comprises of seasoned professionals with a wealth of experience in the financial industry including banking, lending, risk management, compliance, and customer service. Our journey began with a deep understanding of the challenges faced by individuals and businesses when seeking financial assistance. We recognize the growing demand for flexible lending options, especially among underserved individuals and businesses. Our research and market analysis have revealed significant opportunities to bridge this gap and offer innovative lending solutions that cater to the unique needs of our target market. With our expertise, customer-centric approach, and commitment to compliance, we aim to provide accessible and tailored lending solutions to individuals and businesses need. We are excited to embark on this journey and contribute to the financial empowerment of our customers.

Our Mission

Our mission is to be a leader in the financial industry by providing innovative and tailored financial products and services to pre-identified niche market segments.

Our Vision

Our vision is to become the preferred financial partner for our chosen niche market segments, for our expertise, customized solutions, and exceptional customer service.